"You read here." OMG. Have you read an official Thai government announcement about a new 60 day policy? You have not. Should you have read one of the dozens of news reports stating that the rumored 60 day policy has not yet been implemented? You certainly should have.
You are a living, breathing poster child for self-sabotage.
But isn't that just the way of the world? You can use the streets and sidewalks, but you might be injured, even killed in an accident. You might get food poisoning at a restaurant. You can leave your house, but someone might break in and steal your possessions, even harm your family during your absence. And so on - you get the idea.
Everything in life involves risk. And each of us evaluates risk differently.
But a huge percentage of the Thai and expat population have found using PromptPay to be a an acceptable risk, lower than using a debit or credit card.
I could care less what big brother knows about the vast majority of my financial transactions. But for those rare occasions where I DO care, I simply use cash.
Governments and financial institutions would love to kill cash for the obvious reasons, many of which are dark and nefarious, but I doubt they will succeed, especially in countries like Thailand.