@Robert *******

actually there are banks out there who issue Visacard or Mastercard credit cards that offer free withdrawals abroad. My DKB-Visacard is offering just that. I only get charged for the 250 Baht ATM fee. The X-change rate of a "real" credit card provider actually is a VERY GOOD rate - it is very close to the Superrich rate for a cash exchange, and close to the daily XE-exchange rate. You must have overlooked these facts

@Robert *******

and of course I have a SCB Thai bank account since 21 years. I have discontinued using my DKB Visacard. I transfer Euros with WISE to my Thai bank account and use the SCB debit card for withdrawals. Everywhere in Thailand, cash Thai Baht is still welcome. However this is not an option for tourists as they have no Thai bank accounts

@Robert *******

that's where you are wrong. After you reached the monthly limit of 200 USD with your WISE card, they will charge you 1.75% provision on each purchase, and you still need to pay 250 Baht ATM fee for a withdrawal. My DKB Visacard offers free withdrawals abroad and the exchange rate ist only marginally less than the Superrich rate for cash exchange. The only fee I would have to pay are the 250 Baht on a Thai ATM. I use the yellow ATM's (Krungsri Bank) for a withdrawal of 30,000 THB in one step . . you seem to have no idea how these systems work, like so many Milchmädchen in the FB groups

@Gordon ***********

no, why would you on a tourist visa or visa-exempt? That's a small entry stamp. Six of these fit one passport page! One page, six entries !! You can definitely enter Thailand on an almost full passport. The Immigration officer doesn't care

@Jeremy *******

problem is - his passport must have enough space for the ugly overstay stamp 😂 . . this is a big elephant in the room . .

@Robert *******

are you aware that WISE is charging you a 1.75% provision after you have extended the monthly withdrawal limit of 200 USD ?

@Robert *******

You could not be more wrong! The exchange rate of a credit card provider is almost as good as the rate you receive from Superrich for a cash exchange. Of course if your card issuing bank robs you, this is where your problem is. My bank doesn't charge any fees for foreign withdrawals using my Visacard, except the 250 Baht ATM fee. The exchange rate is only marginally less than the XE-rate of the day

@Vanessa *********

you don't "extend your Non-O/A annually". Before the final stay permit one receives on a O/A visa expires, he needs to apply for the 1-year Extension of the Stay Permit. For this FIRST extension application he cannot use the income affidavit, and it is questionable if he can use it for further extensions, because we don't know if his embassy still issues it. He will need 800,000 THB in his Thai bank account and a mandatory health insurance with one of the Thai private tgia-listedprivate insurances . . . . . . WATCH your terminology: you can't "extend a visa". You can only get your stay permit extended

@Robert ********

it is okay, if you use it once every calendar year, no problem . . but you can't use the METV shortly after prolonged visa-exempt entries or touristic entries

@Henrik ****

how stupid would that be??? You better don't bring any Thai Baht into Thailand - you better bring the equivalent of 20,000 THB in Dollars, GBP or Euros. NEVER exchange your home currency outside of Thailand before you fly to Thailand. You lose 5 to 6 Baht per U.S. Dollar