@David ******
if you stick to the Thai rules then no fees needed, however the problem with many Thai rules is they are often very big grey areas where getting clear and accurate information is near to impossible because they change almost monthly, many of the rules they have are in press and online, but finding them is very hard, wow 60k for first retirement visa is a lot, last I heard from TikTok services in Pattaya it was 35k so I say shop around, also the high prices are probably because people don't have the 800k to leave in a bank and doing that part is now much much harder, but again the reality there is if you comply with all that's needed you can apply for the retirement visa yourself and I have known a few that have done that with help from a Thai lady or gf and it's cost them under £100 for a 12 month visa, so when people don't want to look at this option for several reasons can you really blame the agents for charging a lot.......no not really they have bills and need to eat too and as it's getting more quiet due to all the government changes too that will push prices up