I use capital one bank. I have no atm fees except the 220baht. If you find the right atm you can take out 30k baht at a time. I then deposit the money into my SCB account. I have been using this method for years now without issues. I’ve used this method to withdraw up to 120k baht in a day. The fee is eatable… I would use wise but they won’t let me register for some reason.
They might be taking a bit longer. I did mine on the 15th and I still haven’t heard anything. It does say that it can take up to 15 days. I would suggest emailing the consulate or calling them.
Im pretty sure I sent the WP3 letter. I’m not quite sure what was what because it was all in Thai but the school sent me a bunch of stuff that I had to send.