Moreta is solid for supermarkets and any official business QR code. Believe you also get 1% cash back too. Their conversion rate is pretty competitive too which pairs well with the 1% cash back
I'm lost with all of the comments. What is the problem with your bank knowing? Everyone knows I'm over here and have had no issues. I use Nord to access some apps to pay bills for the US. Other than that, I see no reason to hide.
How is it that you are getting an error saying that line "is not available in your region"? I downloaded it with no problems in the US. I've had it for years now. I didn't switch my store location to Thailand until I moved here.