I am well aware of the fact that SOME won't accept it - more work for immi. I don't need luck (not look as you consistently write). My message was intended to inform those that probably are not aware of the fact that the money transferred monthly can be withdrawn immediately if one so wish.
why the grinning emoji? Are you not aware of the fact that the transferred amount can be withdrawn immediately without problems with immi?? Apparently not
I don't talk about the 1st year - I am well aware that it is not an option. I talk about the following years. So your deposit is only tied up the first year if you had transferred the monthly payment during that year