Anonymous participant 577 I got 2 banks account back where I live which I NEVER use cuz they charge very high fees for all those transactions made abroad. The transactions with true money are super fast while those using moreta often have to wait way longer. Truemoney has his back covered by true which is a huge company here in Thailand and it's less likely to have issues or go bankrupt. Anyways, as u stated there are dozens of people using that app on this page and everyone is highly satisfied with it and I'm one of them. I'm not trying to change your mind but just giving my point of view to op which seems interested

Anonymous participant 577 I brought cash with me which I exchange at superrich for the best rate. Once I got the cash I can top my wallet up to 30k which is good for awhile. Besides of paying QR, I can can get a Thai virtual debit card, I can pay online platforms such as Lazada, shoppee, grab and so on. I can get money transferred on my wallet by showing my qr code and I got 30 free scan pay to private for free. I can top up my MRT card, pay my phone bills. Since I don't have a local bank account, true money is the best app I can get.

Embassies want to see an established business which has been going on for several months otherwise they tend to deny the visa. If you don't mind gambling 10+k Thai baht then u go ahead otherwise you'd better choose another path

@Shane ****

and I said that if one of my previous employers didn't force me to get one to transfer my salary, I wouldn't have any either 😅

@Shane ****

I don't have any bank account in my own country cuz it'd cost me a lot in fees for having a debit card which I would rarely use. I currently have a bank account in the country I live in but I could easily do it without any bank account. Nothing suspicious

@Maryanne *********

I second this, especially starting with a 6months cover

If nothing changes, you can stay out whatever you want within the 5 yrs of validity of your Visa

You don't have much of a choice, send all the pages of your current passport and write a cover letter explaining you don't have your old passport anymore. Have you previously lived here with an Ed visa or non immigrant?

Have you tried with a different browser?

My gym gave me all the documents within half a day and when the embassy asked for extra documentation, the boss provided it immediately besides of keeping in touch with the embassy to keep the process smooth. The time is really tight, embassies suggest to apply a month prior because the process could be delayed by the request of extra documents or an interview. I'd try to mail or call the embassy and check with them whether there's enough time or not.