I’m going to

Immigration tomorrow and going to ask them how i can open a bank account on my tourist visa and transfer my funds in… that’s the issue no? I have the retirement income, the required money, it’s all legit, just didn’t really plan on staying, now i do, at least for a year or two…then because of theses requirements, i use an agent and get put on a possible naughty list…but thanks everyone for your input… Ai says Penang is my better option to apply for non-o… i don’t need a visa to enter whereas Vietnam i do…?