what an ignorant bigoted comment for 3k a month you can live anywhere ,of course people will chose to live in developing cheaper cost
countries to obtain the benefit of a cheaper cost of living this will only increase with and exodus of retirees from Europe and probably USA so you along with the thais better get used to it
I known for her for many years care its normally a personal introduction i.e an existing customer gives her the new customer number and she contacts them