Just be aware that when you do chargbacks against a company like Google they close your accounts. Not sure what the consequences of doing that to a country you might want to visit again in the future may be
I accidentally listed 8 years instead of 7 years on my app cause I moved companies along with the CEO (so working for the same guy just different company) but explained the discrepancy in a follow-up when they asked me for more details on my work - no issues
for me (Australian) it took about 5 minutes to sign up. They even send you a debit card (arrives in two days if you're in Thailand/lose your card there). The card gives pretty good international transfer rates, I use it for all my ATM withdrawals.
I know people from the UK, EU, and US with the card too, just don't know what it's like for everywhere else