Richard *******************
@Jesper ******
erm, lots of justified concerns. Freezing accounts without any communication, explanation, or evidence of any concerns, that's a pretty good reason for concern. And how about those who opened acvounts on a long term visa and are now having them nit just frozen, but closed, again without any communication or explanation. And how about the banks' codes of conduct and service specifications? Why even bother, just make it up as you go along and no need for any care or concern about anyone, including anyone with vulnerabilities.