asking for an explanation can just be met with silence. Trying to understand why many things are done like they are is something not even many Thai nationals or staff at some of the businesses and bodies say they understand. Even talking about it can make some angry that you should even have an opinion or ask a question, they seem to consider it some kind of threat against the general order. Some may say it is all designed to milk more from foreigners and make those in power gain more wealth, and keep those in poverty where they are. Critical thinking or questioning can be met with differing levels of intolerance, or worse, although not all responses are this way, some are quite understanding and as confused as the rest of us.
The requirements for some visas is to deposit a specific amount in a Thai account for a specific time. Yet now, many are having problems any acvount without having a long term visa. Have you heard of the book Catch 22? Same, same but different.
your comment is bizarre. Nobody here is trying to do what you suggest. You seem a little but wired. Maybe you should go. Thailand has its rules, including consumer rights and banking standards and procedures. Why do you think that might be? It sounds like you have got no eye deer. How do you suppose anyone can close a frozen account? "I am Jesper and you will follow my orders..." ???
erm, lots of justified concerns. Freezing accounts without any communication, explanation, or evidence of any concerns, that's a pretty good reason for concern. And how about those who opened acvounts on a long term visa and are now having them nit just frozen, but closed, again without any communication or explanation. And how about the banks' codes of conduct and service specifications? Why even bother, just make it up as you go along and no need for any care or concern about anyone, including anyone with vulnerabilities.