Phuket and Bangkok, you can get anywhere, but there is a time limit. It was 11pm when everything had to close in Phuket. I was there last week. I believe in Bangkok, it is a similar thing.
Honestly, you should be fine if you only put your first one. Wherever you are staying should be auto reporting your stay anyway. I think it would only become a problem if you weren't checked in for a few weeks.
Keep searching. K bank and Bangkok Bank seem to be the most accepting, from when I did my research.
When I did mine (Bangkok Bank), I just took my Thai gf, about $500 USD to deposit, and my passport. They checked my passport to see how often I actually travel to Thailand, since I didn't have an address other than my gf's.
The only other thing they wanted was a foreign account from where most of the funds would come from
When you first see something, it is "interesting". You go there enough, it becomes "normal". But I STILL get amazed at the impressive ingenuity and physics defying ways that I have seen trucks loaded.
And the monkey riding on his own platform on the side car still is one of my favourite memories so far.
All I will say is, many more people would have died if there were NO restrictions put in place at all. This statement is more a "ME" vs "US" mentality. The fact that people can say "it is not a lot" is a testament to efforts there and worldwide.
Remember, the Spanish Flu killed a lot more people, and a higher % of the global population, so it could have been worse.
I took my Thai gf, my passport, and $100 US to the Bangkok branch in EmQuartier, and sat there while my gf did all the talking. All I said was "I want the BTS rabbit debit card."
I basically got tired of using my home debit card/credit card in bank machines, and the girl could tell I am in Thailand several times a year. It was a straight forward process.