Yes you can, Ive just retired from my uk business in life insurance and all you need to do is write your policy into a discretionary legal trust nominating who you would like to benefit from the monies (they can live anywhere in the world)…also means no requirements for legal involvement and the money is tax exempt…easy to download from internet on your insurance company website and there’s no time restraints…just be careful on which trust forms you complete as there’s loads of them ‘discretionary trust’ is what you need 👍
So in a 1 year relationship…you don’t live in Thailand and you met her on a dating app…sounds promising…but best of luck Lester, let’s hope she’s as lovely as she sounds 👍