Hi and thank you for you comments:

I am going to apply here in my home country for the retirement non OA visa. I’m also using the monthly method when I apply and intend on meeting all the requirements here. I will start making my deposits as soon as I have a bank account and will have met the 12 months deposit as required for my renewal. So my question is: as long as I continue to meet deposit and insurance requirements does my Non OA visa expire after the first renewal and I the transfer to a Non O or return to home country and reapply for the Non OA? I’m a bit confused so I hope I didn’t confuse you too! Edward