@John *********
excellent advice. I have one payment that goes into my bank back home around the middle of the month and three more that go in on the third last banking day of each month. Rather than trying to get a transfer through during that very tight window at the end of the month, I always wait until a few days into the following month. That way, if there’s a problem, I have the better part of a month to sort it out, but never had to. Lately, global money transfers have been going through extremely fast. Sometimes faster than it takes to log out of one banking app and into another.