Is it possible to live in Thailand without using cash and which finance apps are accepted?

Living without cash in Thailand is possible, especially in urban areas like Bangkok, where many establishments accept mobile payments through QR codes and apps such as True Money Wallet and PromptPay. While some bars, restaurants, and even street food outlets utilize scan payment systems, foreigners may encounter difficulties in using local finance apps without a Thai ID. Mastercard and Visa are also accepted in various locations, but users may face additional charges. Overall, for expats looking to minimize cash usage, obtaining a Thai bank account is advisable to fully engage with the local payment ecosystem.