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Richard ********
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Richard ********
's contributions to the platform. They have posed 1 questions and added 18 comments.

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Richard *********
@Allan ******
I lived in Mastrick then Altens before moving south to Barry in Wales.
Richard *********
@Allan ******
Haaaa! Yes, I MEANT the North East of Scotland. Grant is a common name around Aberdeen, where I am from. 👍😂😂
Richard *********
@Allan ******
I don’t transfer pension money Allan as I go the 800k baht deposit route. I have 2 accounts with K bank, Savings and Fixed a/c’s. I use Wise as well as the interest earned in Wise is so much better. Atb, Rich
Richard *********
@Allan ******
Hi Allan, I am also from Scotland. That’s a complex question and depends on many things. If you need the money to live on then it’s an easy answer..cash in and transfer to a Wise account. (Currently giving about 3.75%). If your question is about investment then gold has recently been hyped and increased in value exponentially due to risk in the last 12 months. And although the world is still a dangerous place and the value of gold is hedged to go higher. It could also just as quickly retrace significantly. So it’s a bit of a gamble. And if that £50k is your total pot then I’m not sure it’s a gamble I would take. The other thing is that gold in Thailand is high % 24k yellow gold (and there are lots of counterfeit around) whereas most U.K. gold (bullion) is produced by the mint and assayed accordingly. If you really insist on buying into gold within your budget. I would recommend buying gold brittania’s, 1 oz, 99.999% gold, from Wilkinsons Bullion in the U.K.

Or if you are happy to just get some tax free interest then open a cash ISA for the maximum allowed.

Regards, Rich
Richard *********
@Gerg *********
That’s the last thing I wanted to learn..as I’m coming down from Hua Hin for a weeks holiday! 🙄 Government needs to get a grip!
Richard *********
Sure you are with a proper bank? The mainstream banks should all be able to transfer money. 🤷🏻‍♂️
Richard *********
@Ian *********
I can assure you that I am not colour blind and that my blue book is the same colour as my UK passport. However, to be legal, it has to be held in conjunction with property title deeds in my name.