that’s not true. I opened my Krungsri account in Nonthaburi in 2018. I moved to Korat in 2020. I do all my banking and have handled numerous problems at the Krungsri branch at The Mall. They’ve never once told me to go to Nonthaburi to handle any of it.
in the last year the banks have cracked down on phony accounts and made it almost impossible to open an account unless you have at least a non O three month visa. I think Krungsri and Kbank might still but it’s getting more and more difficult. Immigration says many things and depending on who you talk with it’s a roll of the dice if the information is accurate. Either way if you’re on a tourist visa the odds are stacked against you. None of us enjoy this but this is the game that we’re playing now! Catch 22 ! Haha 😆
The easiest way to do this is fly back to your country and apply for a non OA visa. It might take a month or two to get it and there’s a bunch of hoops to jump through, but once you have it you can then return to Thailand and open a bank account. All this is much easier with a retirement visa. Otherwise pay an agent a bunch of money.
I have Schwab and Citibank and I get spot fx rate and no fees. I’ve been using these for eight years. Khrunsri never charges any fees and I use Wise for my monthly usage.