@Stuart **********

So are you saying paying in 65k every month for a year will give the same entitlement as 800k paid two months before applying for the visa.

And money paid in using the 12 month method can be spent or moved to other accounts?

@Steve ******

I take it a monthly transfer from a wise account is sufficient

@Todd ********

'wrong' could you explain?

Correct me if I'm wrong, the monthly payment option must be from a certified pension fund such as HMRC (UK state pension) or a UK certified pension scheme, the payment cannot be made from some individual's bank account. The problem is that if the state pension pays monthly into a non UK bank account this pension looses it's triple lock status, which means in the UK it will not increase with inflation (there are some countries that are exempt, but not Thailand)