This is NOT an official government website. We are an independent resource providing information and assistance to travelers.

What are the best travel insurance recommendations for a 71-year-old with medical conditions traveling to Thailand?

Oct 13, 2025
2 months ago
Mike ********
ORIGINAL POSTER
Anyone from uk got any recommendations for travel/health insurance companies for a 90 day thailand trip, I’m 71 y/o with 2 medical conditions, blood pressure and cholesterol, TIA.
1,935
views
5
likes
44
all likes
18
replies
0
images
11
users
TLDR : Answer Summary
A UK user is seeking recommendations for travel and health insurance for their upcoming 90-day trip to Thailand, particularly due to their age (71) and existing medical conditions (high blood pressure and cholesterol). Several users respond with suggestions including Virgin Travel Insurance, LV, and specific bank policies that accommodate pre-existing conditions. Others share their experiences, highlighting the challenges faced by older travelers or those with medical issues in obtaining insurance. Some suggest self-insurance as a viable alternative if treatment in Thailand is deemed reasonably affordable.
90 DAY REPORTING RESOURCES / SERVICES
  • Use the trusted Thailand 90 Day Reporting Service to get your in-person report done and mailed to you for as low as 375 THB (even if the online system doesn't work for you).
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Vivian *********
Insurte
Mike ********
ORIGINAL POSTER
@Vivian ********
No cover for thailand,.
Vivian *********
@Mike *******
Really? I just got a quote from them for 12 months in Thailand.
Alan *****
High cholesterol isn’t such a bad thing. Honestly. 😏

& LV are a good company
Mike ********
ORIGINAL POSTER
@Alan ****
£605, cheapest I’ve had so far, thanks,,
Stephen ********
I use coop or staysure for 5 month trips
Lynnette *******
For 5 week stay, I used money supermarket. Clicked "preexisting conditions" filled in the on line info and it gave me several to chose from. I'm not sure for longer stays but a Thai policy might be better.
Ray ********
I live here permanently and can't get ANY insurance at any price. I'm 76 but quite fit, apart from having numerous pre existing conditions.

Once you pass 70 the chances of getting insurance is about the same as you winning the lottery. The good news is that treatment in local Thai Hospitals is Very reasonable, it's only big private hospitals that are unbelievably expensive.

If you have enough money just self insure and pay as you go. Anything really serious, head home where it's free. It works for me.

All you need is a credit/debit card with a bit of credit left on it and you're good to go.,,😀🙏🙏😀
Sam ******
I’ve used lv. Also includes scooter cover as long as you’ve got a licence. Use premier option to get the 90 days
Paul ********
Nationwide flexi plus account free worldwide travel but you pay for extras I have hypertension asthma diabetes and copd. £110 extra a year that’s for 90 days
Paul *********
@Paul *******
is that 90 days at a time? I have a flex account could upgrade if it's worth it.
Paul ********
@Paul ********
yes 90 days at a time
Graeme ******
Try virgin travel insurance as it will cover 90 day trips and you can list your current health conditions
Paul *********
Im only 57 LV do an annual policy with trips up to 90 days
Michael *******
Just going through the same process! Nightmare! Esp with any medical conditions! Wish you luck!
Mike ********
ORIGINAL POSTER
@Michael ******
Best one I’ve found so far is Sainsburys bank, it was on the “confused.com” site, £693.
Michael *******
@Mike *******
does that cover up to 6 months?
Mike ********
ORIGINAL POSTER
@Michael ******
I’m not sure,.I only got quote for 90 days,
Thai Visa Advice and Everything Else
... members · 60% approval rate
The Thai Visa Advice And Everything Else group allows for a broad range of discussions on life in Thailand, beyond just visa inquiries.
Join the Group
Thai Visa Advice and Everything Else
View the Conversation
Thai Visa Advice and Everything Else