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What are the best travel insurance recommendations for a 71-year-old with medical conditions traveling to Thailand?
Travel InsuranceHealth InsuranceThailand TravelUK Expat Insurance RecommendationsPre-existing Medical ConditionsSenior Travel Insurance
Oct 13, 2025
7 months ago
Mike ********
ORIGINAL POSTERAnyone from uk got any recommendations for travel/health insurance companies for a 90 day thailand trip, I’m 71 y/o with 2 medical conditions, blood pressure and cholesterol, TIA.
TLDR : Answer Summary
A UK user is seeking recommendations for travel and health insurance for their upcoming 90-day trip to Thailand, particularly due to their age (71) and existing medical conditions (high blood pressure and cholesterol). Several users respond with suggestions including Virgin Travel Insurance, LV, and specific bank policies that accommodate pre-existing conditions. Others share their experiences, highlighting the challenges faced by older travelers or those with medical issues in obtaining insurance. Some suggest self-insurance as a viable alternative if treatment in Thailand is deemed reasonably affordable.
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Vivian *********
Insurte
Mike ********
ORIGINAL POSTER@Vivian ********
No cover for thailand,.Vivian *********
@Mike *******
Really? I just got a quote from them for 12 months in Thailand.Reply to
Vivian *********
Reply
Alan *****
High cholesterol isn’t such a bad thing. Honestly. 😏
& LV are a good company
& LV are a good company
Mike ********
ORIGINAL POSTER@Alan ****
£605, cheapest I’ve had so far, thanks,,Reply to
Mike ********
Reply
Stephen ********
I use coop or staysure for 5 month trips
Lynnette *******
For 5 week stay, I used money supermarket. Clicked "preexisting conditions" filled in the on line info and it gave me several to chose from. I'm not sure for longer stays but a Thai policy might be better.
Ray ********
I live here permanently and can't get ANY insurance at any price. I'm 76 but quite fit, apart from having numerous pre existing conditions.
Once you pass 70 the chances of getting insurance is about the same as you winning the lottery. The good news is that treatment in local Thai Hospitals is Very reasonable, it's only big private hospitals that are unbelievably expensive.
If you have enough money just self insure and pay as you go. Anything really serious, head home where it's free. It works for me.
All you need is a credit/debit card with a bit of credit left on it and you're good to go.,,😀🙏🙏😀
Once you pass 70 the chances of getting insurance is about the same as you winning the lottery. The good news is that treatment in local Thai Hospitals is Very reasonable, it's only big private hospitals that are unbelievably expensive.
If you have enough money just self insure and pay as you go. Anything really serious, head home where it's free. It works for me.
All you need is a credit/debit card with a bit of credit left on it and you're good to go.,,😀🙏🙏😀
Sam ******
I’ve used lv. Also includes scooter cover as long as you’ve got a licence. Use premier option to get the 90 days
Paul ********
Nationwide flexi plus account free worldwide travel but you pay for extras I have hypertension asthma diabetes and copd. £110 extra a year that’s for 90 days
Paul *********
@Paul *******
is that 90 days at a time? I have a flex account could upgrade if it's worth it.Paul ********
@Paul ********
yes 90 days at a timeReply to
Paul ********
Reply
Graeme ******
Try virgin travel insurance as it will cover 90 day trips and you can list your current health conditions
Paul *********
Im only 57 LV do an annual policy with trips up to 90 days
Michael *******
Just going through the same process! Nightmare! Esp with any medical conditions! Wish you luck!
Mike ********
ORIGINAL POSTER@Michael ******
Best one I’ve found so far is Sainsburys bank, it was on the “confused.com” site, £693.Michael *******
@Mike *******
does that cover up to 6 months?Mike ********
ORIGINAL POSTER@Michael ******
I’m not sure,.I only got quote for 90 days,Reply to
Mike ********
Reply
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