@Tim *****

depends where you live. In Bangkok English is fine in villages however write in dual language please

@Carlos ********

its being blocked by visa or Mastercard. Call your overseas bank to take the block off.

"There are a number of reasons why a Visa card might be blocked for overseas purchases, including:

International payments turned off: Card controls may have been used to turn off international payments

Fraud: The card issuer may suspect fraud if there is unusual activity or spending outside of habits

Visa Secure: Some online payments may require extra information to confirm identity

Card expired: The card may have expired

Credit limit reached: The cardholder may have reached their credit limit

Incorrect card information: The cardholder may have entered their card information incorrectly

Old address or phone number: The cardholder may have an old address or phone number on file

To avoid issues, cardholders can:

Inform their card issuer that they are traveling overseas and using their Visa card

Provide their current contact details, including a number to reach them while overseas

Check the expiration date on their card

Visa travel support is available to help with any issues. "

@Hakan ***********

I or the missus always pay direct. His OS card is being blocked by visa pr MC

@Tim ********

overseas cards can work directly with UTILITIES

@Tim ********

crazy comment Tim. He wants to pay UTILITY BILLS not Lazada FFS.

@Tim ********

my response was to OP not YOU. He asks where to pay utilities bills ONLINE, NOT BY ATTENDING AN OFFICE.

@Carlos ********

you cant unless you contact your overseas bank to allow these payments. So you don't have any bank account here or overseas or if you have a partner they don't have a bank account?

@Gigi ***

get professional advice.

@James *******

I'm sorry but have had professional (paid) tax advice from Australia and Bangkok and your advice is wrong in my circumstances. I strongly suggest you get advice before you do anything.

@James *******

hes got thai citizenship