wait till your 80 spent most of your savings and left with a few thousand pounds put aside for emergencies because can't get medical insurance pre existing conditions , pension of 700pds a month you might not have or want to tie up ,800,000 bath Which is frozen for 4 months in bank .before you criticise the why this post is written I left school at 14 and didn't have the chances your era got Regards glad your living the dream in Thailand