Living here for 20 years, had to figure out insurance need when aging. 8 years ago found a great broker who guided me through my needs, as I aged, advised me and gave me best options. He was there for me when in hospital and made sure 100% paid by my insurance. PM me and will put him in touch with you.
Use mail method. Most people do.. I have used & simple/ no problems. Once passports received take both to immigration and they transfer visa info. Easy/peasy!
Private message me with email and age as my broker got me excellent coverage for older person.. go for in-hospital only.He'll send u options. Good luck!
.. I can send your email address to broker and he'll send you options. I selected only in-hospital but he'll send you several plans and u can then discuss with him. I've used his services for 5 years and many of my friends now use him. Very knowledgeable and never tries to sell you more...