I have had a broker for 6 years and he's so supportive. We've handled all online including 2 hospital stays 100% paid by insurer and he talked directly with them to ensure payment. He gave me best options and even discouraged me from taking higher priced coverage. You can send me email
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with your name /age and he'll send you several clear options. I opted for in-hospital only and covers all ages. And can pay monthly so you can stop anytime without any penalty or questions. He's in BKK & before I used several brokers here but not good.