I don't know and have never had the problem. Maybe go to the local police station or to immigration maybe. I do know friends with resorts who have been audited for compliance.
Where is the helplessness? Is an open mind and the ability to see alternatives a sign of helplessness for you. If so I’m the one who should be feeling sorry for you. And to get your amusement from degrading others is … well, just sad.
Pre existing means a condition you’ve had before and could possibly have again. Think chronic conditions not broken bones. Arthritis, heart issues, diabetes, cancer that you recovered from, etc, Have you never had to deal with this on a health insurance level? It’s quite common.
I was referring "frang obsession of having to use an agent for everything". For the past 14 years I've done most everything myself too, from getting my drivers license to renewing my retirement visa annually. I'm not advocating doing anything illegal or doing something you are uncomfortable with like handing over your passport to someone you don't trust. I'm just saying sometimes an agent can be helpful and worth the money. For me it's not a black or white issue.