I actually left the 800k in place and proceeded to deposit a minimum of 65k baht for the year and at the next extension used the daily living account to qualify for the extension based on the 65k deposits for 12 months.
Now I was able to move the 800k out for better usage of the cash.
Warning - once you are able to get on the 65k per month basis you cannot ever miss a month or there may be immigration drama at the next extension.
Yes, you can. I actually opened a 2nd account at another bank for daily living expenses to leave my immigration deposit account and pass book super clean for next years extension application.
not as much as we think. Thai banks really don’t make much on foreigner customers. Basically No loans or mortgages, no credit cards interest, foreigners not qualify to buy many of the insurance products, etc. etc.
The customer Service Representatives don’t want to spend time helping us because they cannot make any commission and the pressure to make quota does not change due to dedicating time to foreigners