the truth is, they don't look to see what you did last year. I've been to counter 8 for several years in a row. They look at your bank docs. If you have the 12 monthly payments, you're good to go. They don't bother trying to find out how you did it last year. I doubt they even keep records on that
I doubt any of you are reading the law in the original thai, which is the only authoritative source. Sure, things can change, staff can change, but I think for the moment, the declarations of the thai staff at an immigration office carry more weight of authority than the opinions expressed on this group by farangs who don't read thai.
My judgment, based on reading the English translation of the law, has always been that it says "65k per month OR" not "65k per month AND"
my assertion is they only care about the 3 months after and the 400k if you are renewing with the 800k method. The document excerpt I posted is ambiguous and can be interpreted both ways. I won't be convinced until I talk to the staff at jomtien next week.
stories of dropping below 400k, now it sounds like you are saying 400k minimum is required even if you have all 12 monthly transfers when you go renew the next year. It clearly says "65k per month OR" not 65k per month AND. These guys you know who got denied, were they trying to renew with the 800k method ? Or did they have the 12 monthly transfers ?
I'm also suspicious that their enforcement of the 3 months after part is pretty lax. I think only if you were renewing via the 800k method would they check