Hi normally the motor bike has normal insurance call Por Ror Bor that can pay for the accident and they must pay the hospital by cash and go get the money later, all thai people if they don’t have the insurance they have the basics insurance by the government call 30thb card and can go every hospital if the case are emergency
Sorry to hear that with your bad experience but it’s not fair to being bad country with your attitude and not even know your behavior, lots of friends they are happy with are working here and living here, the agency must sign the contract with the school and looking for the teacher for them,the color are not important we have the dark skin too, about thai food you can order none sugar or not spicy it easy and make sense, if the Thai food are bad we should not be in the world ranking or can call here is the world kitchen (we export alot of food)!, Thailand law we have used for everyone who breaking the law here, never have the rules that from the immigration opening the bank account to get the visa if you are not applying the retirement or marriage visa that you need to show your statement have the money enough for living or taking care your family here, for Non b teaching visa you must have the Non B visa + work permit otherwise you can’t open the bank account every bank are the same, if you want to stay here you should apply the visa and many types that have lots of foreigners applying or you want to have the business we are welcome, if I have the IQ lower than 5 years old, should not have the 3 companies that can call I m the owner, work hard, royal, positive attitude, I believe that if you hate here should fly out to country that you love, should not leaving with the country that you hate will not make you happy and good healthy.
Are you already applying? If used the agent will be one day get the passport back and got 14 days pending visa for results ( should not fly out you need to send the passport back to immigration again to get the results 3 months visa) after get 3 months stamp you can fly out but don’t forget to do the re-entry permit otherwise your visa will be automatically terminated, don’t fly more than 2-3 months otherwise you will don’t have time to apply work permit, if you don’t have work permit you cannot extend 12 months business visa