@Mel *****

The pre-existing is intriguing. When I looked up a policy I was told they wold NOT reach into your home country for previous conditions unless the bill was massive but told it was very rare to do that. When I asked how would they know then, they just said if a condition was presented that couldn't possibly of just happened, the would assume it already existed. The assumed word stopped me buying it as how could you possibly know your heart/liver/brain etc had been on it's last legs for years!

@Neil *****

Right now we're getting somewhere, so the policy you have plus outpatient is actually 105,960 baht which is where I would expect it to be. We got there in the end

@Neil *****

You have not got 60 million baht of worldwide cover PLUS outpatient cover for 65k baht. Not in a million years. a 40 year old with AIA with 25m cover, and NO outpatients cover, ONLY for use in Thailand would be paying circa 70k! I've got the table in front of me 😉

@Shane *******

AIA claim that too

@Neil *****

No chance! Unless you're 15?

@David ********

You're probably not in profit yet (but close) - a heart bypass will cost more than that at a good hospital, cancer will sweep past that with a huge add on if you want the latest targeted drugs and avoid the chemo. I was in the same frame of mind as you for years, but decided I would need circa 30 years of insuring myself to break even, if hit with something serious and wanted to choose the doctors, hospitals and treatments that insurance would give me so I jumped ship. Still, everyone to their own. Hope you continue to be lucky.

@Mel *****

two years???? wow - so that reads like you pay 6320us for the first two years but can't use it?

@Deano ************

There is no way you can get wordwide medical cover for anything even close to £17 a month. You have travel insurance.

@Ryan *******

You hope, depending on where you come from, US or UK passports are extremely valuable and can be sold for thousands which means chaos for you every time you travel.

@Robert *********

You think the thieves will hand it in? His biggest issue is it gets copied cos that’s a whole world of pain coming