I wouldn't even advise trying to get a bank account on a DTV at the moment. Even if you're successful, there's every possibility within weeks it would be frozen. I'd advise a sit back, wait and see approach
I retired at 48. Already amassed a huge property and share portfolio. You're an old guy who still has to work. But we both have to take the two minutes to fill in the TDAC! Terrible isn't it?
Actually you're the grumpy old man complaining! I'm saying it's no big deal. If it takes you that long you're not doing it right. I've done it four times in the last six weeks. It's really easy. Easier than the old TM6