I don't have 800k to put in bank. And eull not have my 200k Baht pension going into a Thai bank for 12 months before applying

12 month extension based on retirement Non-0 visa. Can renew every 12 months. For extra fee, can get multiple entry with it.

Over age 50 you can get a 12 mingh extension based on retirement. Use a reputable visa service agency, or law firm doing the same.

@Sam *******

And their large families and extended members will pester you to finance every conceivable need or want. You become the ATM

Only making a suggestion. May not work for everyone.

But for important bank, government mail, I ghink a private maul box snd forwarding service like Mail Boxes Etc. would suffice. However, some banks may catch onto this and give notice closing your account.

@Dan ****

ok. I understand the situation of one completely sells out snd loses a physical address.

My military pension also no problem with DOD Finance. Online access to my pay account is authenticated via email. Two of my credit cards from the U.S.A mainland also use email for entering 'code' to access my online accounts.

The above applied also to while I lived in the Philippines for 16 months last year and part of 2022.

My pensions, Social Security and VA go into bank of Hawaii branch and two credit unions on Guam. Never a problem with online banking. Bank and the credit unions occassionally call my Thai mobile number for authentication when I attempt to log into my online accounts. And every few months, I contact the bank on skype or use my online access to notify of travel in Thailand or Philippines, or the U.S.A.