Let’s shine a different light on this matter. I’am having doubt upon this topic. I respectfully read all these Bank related questions. Nobody ever, never thought about :throwing false information into the arena? Like the YouTube influencers? Make’s you a kind of confused and opens doors for the Visa agent who are bringing in these messages? Food for thought. Get it properly done. Either by the Visa agent or directly at the Bank by transfer a sufficient sum of money. If the sufficient amout of dough isn’t available by application through the Visa agent; the Visa agent can arrange this. Obviously, this way is being an extra charge. Thanks