@Conny *********

400 baht a day is the minimum salary - certainly not the median income.

@Conny *********

well 5000 was what I paid some years ago when opening an account in BKK. Not to an agent but to the bank because they insisted I took an insurance

@Wabi *****

some banks like Bangkok bank will ask you to get an insurance for 1 year - cost 5000 baht. So if you do it yourself you may get one without paying or you may not. Paying an agent 4-5000 baht or pay for an insurance you don't want - what's the difference apart from the fact that it is super easy with an agent and could save you a lot of time trying to find a bank

@Conny *********

really? 4-5000 baht is ridiculous? Unless the price has gone up of course

@Bennito ********

good to hear from an expert

@Claire ******

no - you said "must be a new thing" which it is not

@Benny **********

you got an answer to that question from you 2 days ago...

@Steven **************

thank you 👍😊

@Steven **************

last paragraph not true for me. Absolutely no requests for help at all since our marriage 5 years ago. Don't generalize. This is in Isaan in a small village.

@Paul ******

you call that many more hoops? Really 😅 just went through it - not a problem. And it didn't take all day - 1 hour.