Beverly, are you still stateside? I got mine at the Thai Embassy in DC and it was easy. Now that I’m here, I use Assist Thai Visa for renewals, etc. You won’t need to bother with 800K in bank if your income is greater than 65K a month. Once you get here, you’ll probably want your pension/SS direct deposited in a Thai bank. Bangkok Bank at Kad Suan Khaew is an expat favorite. (The branch matters.) Hope this helps.