they are a virtual mailbox. Escapees is exactly what a virtual mailbox is…a physical address that receives mail and scans it (as well as other services).
a few banks are able to have international customers due to their own international presence. They need to do extra paperwork which others aren’t setup or choose not to do. The Patriots Act does not technically prevent overseas clients. It just requires better tracking.
I’m amazed by the sad, lonely, jealous, angry folks on these groups. I’ve had many attacks about posts from YEARS ago, but I don’t care. If it ever becomes as bad as that, I’d lock mine too.
Definitely keep the U.S. address. Only a few banks technically service American citizens living abroad.
They’re even starting to catch-up with the virtual mailboxes. For example, Wise will not accept those addresses. They only give two weeks notice to change it, so make sure you have a backup plan.
My family is in California. California & Massachusetts (more so the former) are notorious for considering people who receive mail or have bank accounts in their states as being residents, unless they have solid proof (utility bills and such) of residency elsewhere.
I’m not judging because my memory is atrocious, but I hope you’ve now set yourself a calendar reminder. I have them for EVERYTHING. I have too many monthly, bi-monthly…things to remember. I’ll also set a 90-day reminder when I get back, although I travel enough that that has never been an issue yet.