Answered3 years ago
Can I use Wise to pay my landlord in Thailand while I'm abroad?
Hi Folks,
Ok this falls under "everything else". I'm still trying to get everything setup after I recently "moved to" Thailand. The logistics are still being worked out, but I now have an apartment that I'm just moving into but I'm leaving the country for a few weeks.
My first (or technically second) month's rent will be due when I'm out of the country, but I don't think I'll have my bank account setup in time. Last summer, Wise did whatever magic it needed to do to determine that I'm real and apparently not a money launderer or whatever they do to approve someone to use their services. However, I've never gotten past that point.
Here's my question...please be kind because this Wise system feels like a black box to me. Can I transfer money into Wise, have it converted to baht then transfered directly into my landlord's bank account from there, even if the landlord knows nothing about Wise? I'm hoping this is a solution to my challenge.
Thanks so much.
Ok this falls under "everything else". I'm still trying to get everything setup after I recently "moved to" Thailand. The logistics are still being worked out, but I now have an apartment that I'm just moving into but I'm leaving the country for a few weeks.
My first (or technically second) month's rent will be due when I'm out of the country, but I don't think I'll have my bank account setup in time. Last summer, Wise did whatever magic it needed to do to determine that I'm real and apparently not a money launderer or whatever they do to approve someone to use their services. However, I've never gotten past that point.
Here's my question...please be kind because this Wise system feels like a black box to me. Can I transfer money into Wise, have it converted to baht then transfered directly into my landlord's bank account from there, even if the landlord knows nothing about Wise? I'm hoping this is a solution to my challenge.
Thanks so much.
Answer summary
The user is relocating to Thailand and is concerned about paying their landlord's rent while traveling abroad. They inquire if they can use Wise to transfer funds to their landlord's Thai bank account without the landlord needing to know about Wise. Community responses confirm that using Wise for this purpose is possible, provided they have the landlord's bank details. Recommendations include making a small test transfer and communicating with the landlord about any delayed payment due to the upcoming travel.
42 repliesnewest first
Click comment and we will ask for your email, then OTP, then name.
Bent *************
Drop Wise, they think we all are crooks - maybe because they themselves are!
Justin ********
It appears wise charges a fee to convert and another fee to send. Just send once it will convert and send avoiding double fees
Paul **********
why not just give him a couple of months rent in advance, that way you can relax until your return.
Brian **********
Yes
Neil ********
Yes. All that magic is easy
Brown ********
Why don't you just pay in advance
Ruth *******
OP@Brown *******
I've already addressed that.
Srini ******
why can't you pay ahead? That way you don't need to worry
Ruth *******
OPI've addressed that above. I didn't ask for alternatives. I asked a question about Wise.
Terary **********
yes you can!
I would recommend transferring yourself some money just to gain experience. Also, if there is time, I would pay this months rent via wise so your Landlord knows what to expect.
Wise is a great service and use them frequently. However, they can be quarky. Most my transfers have been taking 24 hours. Before it was with in minutes. On occasion it can take a week.
I would recommend transferring yourself some money just to gain experience. Also, if there is time, I would pay this months rent via wise so your Landlord knows what to expect.
Wise is a great service and use them frequently. However, they can be quarky. Most my transfers have been taking 24 hours. Before it was with in minutes. On occasion it can take a week.
Sophie *************
@Terary *********
I have had same issue. I have noticed it all depends on what you say you are transferring it for. Certain things take longer. So now I just say it's for goods or travel 😂Terary **********
@Sophie ************
I hope to do a retirement visa based off of income in a 9 months. So I have been transferring using the reason "long term living in Thailand", which probably adds time.Ruth *******
OP@Terary *********
I'm signing my lease tonight, so that would be "no" on the "if there is time" :-). I will do, as another suggested, and transfer a small sum to the landlord earlier to be sure the transaction goes through prior to the due date. Thank you for your response.
Mark *********
You can also still do it the old-fashioned way. Set up the third party payment, then transfer money to Wise. When your covering payment has reached them they send it on (in Thai Baht) to the recipient.
Ruth *******
OP@Mark ********
that sure didn’t make it sound more simpleMark *********
@Ruth ******
Wise just send a message to pay them giving their account details for BACS payment. It arrives and they send on. You don't have to have the new-style account unless they are forcing people toward that now. I use Wise regularly but to be honest keep forgetting to change to the new account style. One day I'll remember if only to get the card. Talking of cards, that is another way of paying Wise after having set up your transaction.Ruth *******
OPThank you all! Very helpful. It works the way I had hoped. I guess I wasn’t quite as lost as I had thought :-).
Kool *******
Just pay a months rent in advance before you leave. There is nothing wrong with that, and it is much easier to do.
Ruth *******
OP@Kool ******
I did consider that, but something someone said on another group regarding a post made me a bit tentative. I prefer not to get into details.Neil ********
@Ruth ******
Thais like to be paid on time otherwise they struggle to track payments. Let wise do the magicKool *******
@Ruth ******
did you actually talk to your landlord, and explain the situation, and ask them what to do? That will actually give you the best alternative, straight from the horse's mouth so to speak. The landlord is not your enemy.Kool *******
@Ruth ******
please let us know what your landlord says when you talk to themRuth *******
OP@Kool ******
neither is my concern, so let’s just stick to the question. I’m going to need this information moving forward anyway until I can get a bank account, so it’s not difficult to simply ask and get an answer. I’m done responding to you now.Kool *******
@Ruth ******
because you are trying to make it difficult. You ask for options before you have even talked to your landlord. The landlord has all the options you need. Whatever they say is what it is, not options strangers give you. If you don't have the cash to pay in advance then be honest about it. And, don't believe all the horror stories people try to pass on, because they heard something. You're only going away for a couple of weeks. At the most there could be a late payment fee. They aren't going to evict you, or steal all your deposit because you were a week late...lololRuth *******
OP@Kool ******
I never said they were.🤦 I have never met the landlord. I will meet her tonight and I've already said that I plan to talk to her about the situation. I just want to have as much information as possible available to me so I can present options. I don't want her to think I'm trying to avoid timely payment. Why is simply answering a question without passing judgement or making assumptions so difficult for people?
Paul ********
Cash is King
Us *****
Sadly, I transfer money into my girlfriend's Thai bank account every month. You just need your landlord's account number.
Ruth *******
OP@Us ****
that’s what I was hoping. Thanks.
Nigel *********
Yes
Martin *********
For a few weeks ? And you pay monthly direct to your landlord, and not via an estate agent ? .. you can just set it up to transfer to either , or as it’s only a few weeks maybe just ask them that you’re be a couple weeks late .. as long as you pay within the month I’m sure it won’t be an issue ?
Ruth *******
OP@Martin ********
I’m hoping that to be true. It’s just that it will be the first payment & I don’t want to start things off on the wrong foot. We meet to sign the lease tomorrow. I’m hoping that when we meet in person, I can explain the situation & they will understand. I just want to have the information in my mind to make the best effort anyway. Thanks.Martin *********
@Ruth ******
I’m sure it will be fine , most are glad to have tenants anyway , so it would really be in their interest to be too rigid , especially under your explained circumstances ..
James *********
@Ruth ******
there can be What???Ruth *******
OP@James ********
I'd be paying a month in advance and there can be, as I read in a post elsewhere. I have my reasons for not wanting to go in that direction, so let's just stick with my question, please.James *********
@Ruth ******
Nothing wrong with paying 2 weeks in advance....Ruth *******
OP@Martin ********
They seem really nice thus far too.
Chris *******
All you need to do is setup your landlord as a recipient and just transfer to them.
Ruth *******
OP@Chris ******
great! That was my hope. I need to spend some time tomorrow learning more about it.
Linz ************
Yes is the simple answer, You would transfer the amount from your bank account into your wise account and then, once the amount is shown in your wise account you can send it to someone else’s bank account (they do not have to have wise)
Gareth ********
Yes. Wise is basically just another bank account. You will need the payees full name, bank details and possibly for setting up the payment their home address.
It’s quite straightforward on their app. If you’re uncertain just send them a small test payment first.
It’s quite straightforward on their app. If you’re uncertain just send them a small test payment first.
Ruth *******
OP@Gareth *******
great idea. I usually do that for payments at home. I like that idea for testing Wise.
Graham ******
Yes you can if you have his account details
Activity
21 joined21
people
Related
25What is the best and most economical way to receive £24,000 into a Thai bank account?
3.7k39223mo
What are the best methods for sending money to a Thai bank while living in the US?
10.4k581936mo
Has anyone had experience using Instarem for transferring funds to Thailand?
6534210mo
Are there current issues with transferring money to Kasikorn Bank using Wise?
5.8k24221y
Can I use the Wise app to transfer money to Thailand?
5k32151y
What is the best way to transfer THB 800,000 to a Thai bank account for a retirement visa?
8.3k65951y
What are the requirements for transferring 65,000 baht monthly into my Thai bank account for the visa application?
2.8k11382y
What are the best options for transferring large sums of money from the UK to Thailand while minimizing fees?
17.1k1631202y
What should I do if my Wise account is closed due to suspected fraudulent activity while trying to send money to my wife?
22.2k1551892y
What is the best way to handle a £200,000 savings when moving to Thailand, considering interest rates and banking options?
28.8k2343192y
How can DTV visa holders manage banking in Thailand without traditional bank accounts?
7.8k65632y
What are the cheapest ways to transfer money from an Indian bank account to a Thai bank account?
6.4k54452y
Why is Wise taking longer for my long-term stay transfers to Thailand?
9.4k76522y
What are the best methods to transfer money to Thailand while avoiding high fees?
9.5k741052y
Has anyone else experienced the disappearance of the Thai baht from Wise after the app update?
6.4k59323y
What is the fastest method to transfer large amounts of money from the EU or US to Thailand?
4.1k33363y
Is Wise a better option than Revolut for transferring money to Thailand?
7.3k52663y
What is the best way to transfer funds to Thailand for visa purposes and minimize costs?
123.9k2903003y
Is Wise (formerly TransferWise) a reliable service for transferring money to Thailand from Switzerland?
9k75924y
What are the best options for transferring large sums of money in USD to a Kasikorn bank account in Thailand?
4.6k36304y
What are the best and cheapest options to transfer money from the UK to Thailand?
15.6k156964y
Why was my Wise account cancelled after transferring money to Thailand?
3.2k26135y
What is the cheapest way to send 37,000 baht to a USA bank account?
5.6k48495y
Is it cheaper to transfer money to Thailand using Wise or a bank wire transfer?
10.4k62455y
What has been the experience of using Rewire for sending money to Thailand?
2.6k23115y
Resources
Need help with your Thai visa?
#1 visa agent · 4,000+ reviews · 100,000+ expats served