@Charlie *******
I can’t believe someone actually got it right, I just got off the phone with the Thai consulate and you are absolutely correct , she said you can get 90 tourist visa but you cannot get bank privileges , she said you can go with 90 day visa , go to Thailand , after 60 days apply for extension for either retirement visa or spousal visa , as well she told me that if I wanted I can apply for either one since I’m married online before I leave Canada and I need show my Canadian bank records to show I have the funds here since I married Thai girl and want multiple entry visa she said if I have the money get retirement visa apply online from home or get spousal visa because less money needed to show in my bank at time of application, wow , in 6 months you the first person on this site to know what they talking about , everyone else say for the with tourist 90 day visa and open account, you can do that unless you actually change visas when you go the because you visa not active until you go to Thailand, OMG you should be immigration lawyer for this site