I agree and was surprised how easy it was to open after hearing you needed to pay an agent, etc and the money laundering issues occurring.
Just fed up reading how it can’t be done by keyboard warriors (like most commenting on this thread) who have never tried and just jump on the bandwagon.
It could not have been easier for me with no questions asked by 3 different people / counters at IO and 2 different bank tellers at Krungsri bank.
guess I did as the IO was very helpful to met, I met the requirements and the letter was ready 2 hours after I submitted copies of passport, lease, etc