I never say I do it for free. Again, if you have only the money paying to the agent, you won’t get the bank account if you don’t have the ‘proper documents’ that an agent like me can’t provide.
So, you can’t say that the proper document is the money because you need both the money and the proper documents. These are two separate things, not one single thing.
I’m legally an insurance agent with Allianz Thailand. Please let me know if you need my help. We have several plans that may suit your needs and budget.