So, you don't have to have just a "cash with interest" account sitting there? You can open an investment account tied to a gold or silver ETF? Which banks allow you to do this. I've got a perfect Roth IRA I could use, which invests in the same metals. In addition, is there any way to get Gold and Silver into Thailand without hiring an expensive transport company? Or just sell, and rebuy there? I hear the market there is quite dynamic compared to the west.