Clinic will likely be cheaper than the hospitals here, the private hospitals that is, although the private hospitals do have packages which save a little but not a great deal but definitely cheaper than in Australia. My daughter has had all her shots (about 16 so far) from Bangkok Hospital here in CM.

@Mark *******

there is now

Thank

@Peter ******

, just as I suspected.

Hi

@Peter ******

, I'm always seeing comments on many different groups from

@Rachel ******

(I'm guessing your wife) recommending you as a financial advisor. Rachel usually states that you have access to 100's of health insurance providers.

I've tried asking Rachel before for a list of these 100's of providers...

I'm curious Peter, out of these 100's of providers, how many are actually any good, surely many of them aren't even worth a pinch of salt. Or do you believe the 100's of providers you have access to are all respectable and reliable options?

Out of those providers, who are the most reliable health insurance providers for expats living in Thailand? I struggle to even find a handful with decent reviews.

For example, who are the top 3 in your opinion? Not talking about cheap plans that don't pay out when you need it most, but insurers that actually pay directly to the hospital when the bill is over ฿1mill ? Cheers, looking forward to your response.

Hi

@Peter ******

, I'm always seeing comments on many different groups from

@Rachel ******

(I'm guessing your wife) recommending you as a financial advisor. Rachel usually states that you have access to 100's of health insurance providers.

I've tried asking Rachel before for a list of these 100's of providers...

I'm curious Peter, out of these 100's of providers, how many are actually any good, surely many of them aren't even worth a pinch of salt. Or do you believe the 100's of providers you have access to are all respectable and reliable options?

Out of those providers, who are the most reliable health insurance providers for expats living in Thailand? I struggle to even find a handful with decent reviews.

For example, who are the top 3 in your opinion? Not talking about cheap plans that don't pay out when you need it most, but insurers that actually pay directly to the hospital when the bill is over ฿1mill ? Cheers, looking forward to your response.

@Eric *******

sounds like a good plan flying home if sick or injured but would it really work.

For instance here's a few things off the top of my head;

-If you're too sick or injured you may not even be able/allowed to fly.

-If it's a serious type of injury or health concern and you're able to fly home, you may find you're just joining a long list of other people also awaiting the same procedure. In Aus you could be waiting many years for even a basic procedure.

-If not a serious medical issue, the cost of flights back home and return again may be more than just paying out of pocket for the procedure here in Thailand, where there is pretty much zero wait times for serious or non serious health issues.

@Philip ******

that was how things were previously but not anymore. Only savings pre-2024 can be remitted in the future without Thai tax obligations now, where previously it is as you mentioned where sending the previous years money into Thailand the following year wasn't taxable but that's not the case anymore.

@Pui ****

I think the pre-2024 savings principal will always be tax free when remitted in the future, regardless of if it was in an interest earning account. It's the interest earned from the principal that would be taxed if remitted instead of remitting the principal pre-2024 savings.

@Daniel ****

I can't remember how the emails started but I'm thankful they arrive. I can't check the reminder email to see if it mentions anything as I delete those ones after the approval one comes in and I save that email to my archives. This is on the bottom of the approval email if it helps.;

"* To ensure reply and notification email from Thai Immigration System. Please add and to your contact list."

Last few years the online system has worked a treat. I get an email 15 days prior. I usually submit online that same day and the next day it's approved. Only if submitting on a Saturday has it taken until Monday morning to go through.