Often you can’t buy travel insurance while you’re traveling. Have to do it before. Hope you never need to use it, but better safe than sorry. TNT reported of another person today who had no insurance. My mom had one of the worst cases, ending up on dialysis in Bangkok pattaya hospital. I had to pay a deposit for her but the insurance gave a guarantee of payment within 5 hours and everything went fine. She’s now back in Europe continuing her treatment
Private hospitals with western standards and fluent English speaking staff ( or at least translation service) are quite pricey and will be much more than your 450£. Don’t expect everyone driving in Thailand to have insurance to pay for your treatment when they crash into you. My mom ended up on dialysis in Bangkok hospital pattaya and we were over-insured. Which was great. I had to pay a 40k baht deposit for her but got everything back as soon as the hospital realized that she’s covered. Do yourself a favor and get the insurance. My mom had insurance from the swiss automobile club which is available for traveling. Treatment was great. They offered reparation flight but she was able to catch her normal flight back to europe. Of course for something small like diarrhea or whatever you can go to any clinic and pay the small cost out of pocket. I was dehydrated in 2018 and the government hospital i went to took care for 2000 baht ir so. Longer waiting times but still good enough for me
Xou can store your landlords bank details as a recipient in the wise app/website and send without any fees. Unfortunately Wise doesn’t show a payment confirmation a thai easily recognizes. Thai bank apps should a confirmation slip that you can share and the recipient can double check with the QR vode on it that it’s really paid. Good thing years ago it was pretty easy to open an account on a tourist visa. I still use this one. But you can also use wise to pay phone, internet and electricity bills. So far only shoppee didn’t accept the card
You can add your landlords thai bank details to wise. Only thing is missing is the thai bank payment receipt that some people like to see as proof of payment. Luckily i had my account long before the DTV was even available. Years ago it was much easier to open one. I find those real estate websites are nice to see pictures but as soon as you contact them in English, they will tell you a higher price. Get an agent or walk into their juristic person office. Invest some time and don’t just take the first place because you think looks nice
If you don’t have a thai bank account, you can try getting this travel visa debit card from kasikorn. I didn’t try yet but as far as i know it’s available in exchange booths including Suvarnabhumi airport. You then link the card to an app that allows you to scan the code:
I was very happy that i got into nowhealth international with my pre-existing conditions. Most of the ones i asked for offers said mo thanks. My broker in Switzerland helped me back then. I was on a non b visa before and my medicine is only available in more fancy places. They have a direct billing system with bumrungrad hospital in Bangkok. It’s quite pricey but without this i couldn’t live here. It’s weird for people who never had to worry about healthcare. I felt so American 😂