Maybe this is useful for DTV holders.

I had to Pick up someone at bkk airport and went to the kasikorn Exchange booth to obtain one of those travel prepaid Debit cards that also allows QR payment. Heres what I learned:

You need foreign currency with you to Open an Account. I only had thb but they let me exchange 30 baht to 1 USD which was fine. The lady helped me to install the Application called tagthai which contains the scan to pay Feature. After talking a bit with her, she told me that QR pay only works when the Receiver is a Business. In my Experience, this means no payment at most bars and markets, as they use private Accounts to receive money. I went up one floor and bought a whopper with my balance which worked fine. The Application is a bit disappointing that you can’t top up with a credit card. Only in a kasikorn branch. So in short: the card is easy to get with no long term visa. Just passport and foreign currency is enough. The use cases are pretty Limited though. I just got one to try as i have a Thai Account since it was easy to get. I will try to add the card to shoppee which doesn’t like any of my foreign cards 🤣 Hope this was helpful and I have not tested it but I believe my condo water bill goes to a Business Account and therefore should work for this. Cheers na

Hey everyone,

With all the recent headlines about bank accounts for foreigners being shut down, I thought it might be helpful to share how I’ve set things up personally here in Thailand.

I’m currently living in Thailand on a DTV visa and have a Thai phone number (super easy to sort—just head to any big mall).

I’ve started using the TrueMoney app and honestly, the setup couldn’t have been easier. As an accountant, I’m big on tracking personal expenses, and TrueMoney’s built-in statement feature is perfect for this. It lets you clearly see money in and out—really handy for monthly reviews.

The app itself is incredibly fast and user-friendly. I’ve yet to find a place that doesn’t accept it—7-Eleven, malls, petrol stations, markets—anywhere with a QR code scanner seems to work flawlessly.

How I top up my account:

I use the TrueMoney kiosks, which are dotted around all the major cities. You can deposit up to 20,000 THB per transaction.

As a UK national with a UK bank account, here’s my process:

1. Find a major bank ATM.

2. Withdraw 20,000 THB using my Wise card (decent exchange rate + 220 THB ATM fee, which is about 1.1% of my withdrawal—not too bad).

3. Head to a TrueMoney kiosk and deposit the cash.

4. Use TrueMoney as my ‘day-to-day bank account.’

It’s technically not a bank account, but it gives me everything I need—no need to carry cash, easy digital payments, and everything’s trackable for budgeting purposes. The convenience and speed of QR payments make everyday spending a breeze.

Hope this helps a few of you out!

*I'm posting anonymously as i'm quite a private person and don't like the idea of people looking at my profile haha! But happy to help out any questions as and when needed.

Hello everyone, I'll be in Thailand on May 1st. I'd know about payment systems besides the classic cash. Is Wise working to pay in any shop and withdraw from any Atm?

What are the advantages of having a Thai bank account except from QR Payments? I usually pay or withdraw by european credit card or exchange cash and never felt missing a Thai credit card. I dont't get it yet.