What are the challenges of opening a bank account in Thailand for expats?

BANK ACCOUNT PITFALLS COMPARED TO OUR CONUTRIES.

So I have spent 9 months a year on a retirement visa. Had to pay Bangkok Bank I think 7,000 baht for opening an account as an insurance policy was needed. I don’t like to use agents to do anything here so do it all with the help of my girl.

Last month sold my house in the uk so was think my house build will start soon so will bring a chunk of money over and if I go home will do business class or 1 st class Emirates.

So asked Bangkok bank how much I can pay on my debit card from my bank in one online transaction. I was astonished to hear them say 150,000 baht. I then asked could I upgrade my account to make ( as they called it a shopping amount) the limit higher. I told them in the UK there is only a limit of amount in the account.

Now today went into Kasikorn Bank. Took in my condo blue book and chanote and opened the same type of account but only 250 baht year fee as Bangkok is 300 baht and they had a shopping limit of 500,000 baht. So will be using them now. Also open 8.30 at my branch whereas Bangkok bank Soi Bukhoa opens at 10

Am. So when I go immigration I can get there early when I need letter for visa.

These figures are not the daily transactions to other people’s accounts it to but online things.

Just for people looking at opening accounts