Sorry guys best way to off load my hard earned cash to my beloved wise or western union
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TLDR : Answer Summary
Users predominantly recommend using Wise for international money transfers due to favorable exchange rates and lower fees. Some mention Western Union as an alternative, particularly for direct bank-to-bank transactions, although there are concerns about poor exchange rates. Additionally, when purchasing a condo in Thailand, it's important to transfer funds in foreign currency through a bank to comply with regulations. Users also suggest exchanging cash at local exchange shops for better rates and highlight the potential benefits of using accredited Thai stock brokers for foreigan currency transfers.
Regulation - if you buy a condo, money need to transfer from overseas in foreign currency and exchange in Thai by bank, not wise and not Western union
(Not sure if this need for applying any visa )
Bring foreign currency by hand and exchange in Super Rich = best shop* exchange rate
Other way- use credit card
The ultimate best way- find an Thai gov accredited stock broker who accept your hometown currency , move the money there , then you get no spread of exchange rate ..(spread = same as the rate you check on internet) , before IB can do , now Thai bath is out