Okay, trying to sort fact from rumor here. I am going to get a non-O retirement visa next year. I will jave the 800,000 baht and everything else necessary. I am planning to use a well reviewed visa agent (Assist Thai Visa in Chiang Mai) just to make things easier. It's worth the money to me. Like I said, I will have everything necessary, so not trying to have them skirt the system. Some folks say even if done correctly that a visa attained through an agent is not valid. That doesn't seem right to me. So is it or is it not going to bite me later if I use an agent? Thanks for the answers in advance!