Is it safe to use a visa agent for obtaining a Non-O retirement visa in Thailand?

Jun 21, 2023
2 years ago
Brian ********
ORIGINAL POSTER
Okay, trying to sort fact from rumor here. I am going to get a non-O retirement visa next year. I will jave the 800,000 baht and everything else necessary. I am planning to use a well reviewed visa agent (Assist Thai Visa in Chiang Mai) just to make things easier. It's worth the money to me. Like I said, I will have everything necessary, so not trying to have them skirt the system. Some folks say even if done correctly that a visa attained through an agent is not valid. That doesn't seem right to me. So is it or is it not going to bite me later if I use an agent? Thanks for the answers in advance!
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TLDR : Answer Summary
The discussion revolves around whether using a visa agent to obtain a Non-O Retirement visa in Thailand is advisable or could lead to issues later on. Many participants share their experiences, suggesting that while some visa agents can be reputable and helpful (like Assist Thai Visa in Chiang Mai), there are risks if the agent employs questionable practices, especially regarding financial requirements and obtaining visas 'illegally.' Several commenters note that many individuals have successfully used agents without problems, while others stress the importance of doing the process yourself if you're able, to avoid potential complications in the future. The conversation highlights the need for thorough research and caution when selecting a visa agent.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Charles ***********
Some agents help you 'get around' the financial requirements.

Some agents simply help you fill in the paperwork and hold your hand at immigration.

The first group is where you could get bitten.
Brian ********
ORIGINAL POSTER
@Charles **********
I'll be in the second group.
Kevin *******
Goverment are Looking into the way visas are obtained through agents !
Brian ********
ORIGINAL POSTER
@Kevin ******
so? Do it right and no worries.
Kevin *******
@Brian *******
easy if you have the money in the bank !
Bruce *****************
No problems at all with them helping you, you will have to be there at immigration when it is issued, totally legit
Kay ********************
I had all the documents & fund required but I used agent just so I don’t have to deal with Thai government or waiting for hours at the immigration office and I wouldn’t do it any other way. There wasn’t any issue with my visa.
Rick ***********
I've used Assist Thai Visa in the past. No problem and no hassle.
Jorge ****
If you submit the application and something is out of order, follow the IO request for additional docs or whatever, then resubmit again. Kind of "test until you pass". They won't hold it against you. No lost love. After that, you may even be able to help others. The application docs and procedure are routine and well documented at the IO.
Ken ******
hi can i get the agent contact? or website?
Polo *********
If your agent does everything legally properly you will not have a proplem.

But fact is also that you don't need an agent to obtain your visa. You can do everything what is needed by yourself and it's quite easy to do so.

Just read the website of the Thai Embassy you are belonging to!
George *********
If you use a visa agent you will have to use them in future years..not just a one off
Dan ***********
@George ********
that is incorrect. I used gold & tree in CM for year 1 & 2 and been going it alone for 5 yrs not a problem. The only thing that anyone should do is get copies for anything filed with immigration. They may not want to give to person applying but if insist they will. Then just follow that paperwork.
Stuart *********
Not sure if this helps, but I am not the sharpest tool in the shed, however at 67 years I went it alone with the help of the advisers on the Thai Visa app, namely Tod Daniels, hell it was a piece of cake, you get a TM30 from your accommodation, take it to immigration with 2x passport photos and a photocopy of your passport and apply for a certificate of residence, takes about 20 minutes waiting time , 300 Baht and you can now go to a bank and open an account, while you are at immigration ask for the requirements for the non o immigrant retirement Visa, I filled out all the relevant documents in about 20 minutes, got the manager at my condo to check them, ✔️, took photos of my hotel, lease agreement and the relevant copies of my bank book, passport etc , you have to do the bank book copies on the morning that you apply, went to immigration and applied, paid 2000baht, and it was all done in about 40 minutes, I had a 90 day non o retirement Visa, 60 days later I filled in 2 more documents, copied my bank statement, drew a hand drawn map of where I lived, 2 copies of each plus my passport and went to immigration and applied for a 12 month extension, paid 1900baht and it was all done. Now I just repeat the 12 month extension process every year and I can stay forever, its not as hard as some people make out, also gives you something to do for half a day once a year.😊
Colin *********
@Stuart ********
Haha, your comment about yourself reminds me of myself in recent times - my brain seems to have been 'fried' by the nature and stress of my job over the past 5 years.

When you mentioned the "Thai Visa app", do you actually mean an 'App' downloadable on a Smartphone and if so, is it's actual name called "Thai Visa Connect"? If that's the case, is it a reliable App, as far as functionality is concerned?

As an Australian citizen, due to retire in early March 2025 when I'll qualify for the Australian Aged Pension, I'm intending to marry my Thai ladyfriend and retire to Thailand as soon as I can from that point in time. At the moment, I feel that I'll certainly need some decent level of help/guidance with getting everything done, but not sure about using an Agent for a couple of reasons; 1) stories of troubles some people find themselves in after using some Agents and 2) the possibility of getting 'trapped' into having to use them continually once getting started with one. I went through bringing my now ex-wife from The Philippines to Australia in 2005 and did all the paperwork myself with a little help from her as far as getting her documents arranged. As I said previously, my brain isn't in the same 'condition' right now, but maybe once retired from work, regular sleep hours and no work, my brain might start functioning better again.
Stuart *********
@Colin ********
No its called Thai Visa advice, and the moderators are awesome, I retired last September 2022 , applied for my Centrelink pension, got it on October 31st / 1st November, ported it to Thailand, flew to Phuket on the 8th and started my retirement Visa application, did it all myself with the guidance of Tod Daniels, too easy, feel free to contact me. 😊
Colin *********
Stuart Simpson ok, so it's the Thai Visa Advice Facebook Group, right?

It's great to see that you're an Aussie as far as going through this process is concerned (your Centrelink reference).

Rather than hijack Brian's post, do you mind if I PM you? I have a question about receiving the Australian pension and moving overseas to live. Something came up with that in another post that you might be able to help me with some info.
Stuart *********
@Colin ********
feel free to PM me, some of the advice I hear about receiving Centrelink while living overseas is ridiculous,
Colin *********
@Stuart ********
great, thank you. I'll PM you sometime today.
Bob **********
It’s easy to do yourself if you paying (backhand money )which is what your doing when paying an agent I guess anything can happen
Lyndon ************
If you have plans to obtain a driving licence, put a vehicle in your name, or open a bank account. Then you will need a residence certificate from immigration. Hence things are much easier if the stamp in your passport is from that immigration office and your 90-day reports are up to date
Richard *********
@Lyndon ***********
OR u file a tm 30 for the immigration you want to use if thats where ur living
Lyndon ************
@Richard ********
I think you'd need to submit a formal change of address (not just a TM30) and the IO be happy to accept it, many won't and tell people to go to the province their stamp came from.

Certain IO's eg Bangkok will only issue a resident cert, if you are doing 90 day reports with them.
Richard *********
@Lyndon ***********
I submitted a tm 30 ( which IS the formal change) in phuket, as my extension was issued elsewhere<

No Problem
Brandon ************
@Richard ********
TM28 is the official change of address form.
Richard *********
@Brandon ***********
and not used in Phuket> OK?
Frank **********
People that use an Agent to skirt the 800k financial requirements puts you at risk. As the requirement is 800k in your bank account that has to be in there for 2 months prior to the one year extension, cannot fall below 400k during the year and must be back up to 800k before your next yearly extension as per immigration law. Using an agent to put that money in an account is fraud. Plain and simple. People do it anyway and I don't blame them but just be aware of it.
Thomas *******
Yeahhhhh,....nah
Brook ********
I am an American in Thailand for my third year on a retirement visa.

I have met Nico at Assist Thai Visa and I have no doubt he and his company are legitimate and reputable.

When I first arrived, I was able to open a bank account and get a Thai drivers license myself… It was a great Thailand learning experience. One I would not want to repeat. Registering a used vehicle was too difficult and required assistance.

With regard to my Non O retirement visa and subsequent annual extension based on retirement, I used a different agent, which was recommended by a friend. The agent was amazing.

I asked her lots of questions, took notes and made photocopies of everything with the intention of renewing it myself next time.

However, the agent did such a good and efficient job that I will probably just ask her to handle the renewal.

There comes a time in some people’s life when they have better things to do than wait in line all morning.

For me, the agents fees in exchange for spending 5 minutes in the immigration office having my photo taken and passport stamped are well worth the small cost.
Mandy *****
@Brook *******
who was your lady agent? She sounds great.
Brook ********
Edited
Jeff *********
It’s simple! What are your concerns? The 2 provinces that I’ve applied were very helpful
Brian ********
ORIGINAL POSTER
@Jeff ********
let's say I'm oganizationally handicapped, lol! Would prefer to spend a bit of money to make sure it's done correctly.
Stenbjorn *********
@Brian *******
there a plenty of reliable agents that do a good job. Some more expensive than others. I have done both with and without agents and they take the insecurity and stress away well. I agree that the paperwork is often extensive and difficult to do correctly by yourself. Follow your instinct. If you use an agent look here for advice to good agents where you reside.
Jeff *********
@Brian *******
I can only speak for 2 immigration offices, and both have young people that will help you with every step, give you the forms that are needed, I mean it’s easier than doing a application for employment in the states!

Hopefully you find an honest agent and they can handle it for you 😂
Steve *******
You'll probably never know if it's legit or not unless you go to Immigration with them.
Brian ********
ORIGINAL POSTER
@Steve ******
I was just looking at the Assist Thai Visa site, and it seems they go with you to immigration to get the visa, so they seem legit so far.
Steve *******
@Brian *******
You should be fine then
Peter ****************
Assist Thai Visa is legitimate. There are many legitimate agents. I used and continue to use Assist Thai Visa. I have other things I like to do more than dance to bureaucratic rules. The agent reminds me of when 90 days is due, when I have to do the extension and make sure the right amount of money is in the account etc. I use them for everything that I find tedious and boring. Granted, other people people prefer to save the money and do it themselves. To each their own.
Ken ******
@Peter ***************
hi can i get the agent contact? or website?
Peter ****************
@Ken *****
***************************
Brian ********
ORIGINAL POSTER
@Peter ***************
thanks. I am visiting Chiang Mai in October and I'll make an appointment to see them. Planning on moving May of next year (I retire in March).
Peter ****************
@Brian *******
You might look at the O-A Visa. I had one of those back in 2019. I hate leaving 800K baht in the bank. The O-A requires insurance (not in 2019 though) but then I personally require insurance so that's not a drawback. I use a plan from April Intl which is probably not approved (yet has 1 million USD max per year) so you might have to buy some worthless plan but that just goes into the cost/benefit analysis. Leaving 800K baht in the bank has a cost. One downside of the O-A is the medical certificate. I had no primary care physician and could only find passport health to sign it at a cost of around 700 USD and 3 weeks of time. Plenty of people said their PCP just signed it. I actually got a lot of tests. You can get 2 years out of the O-A and keep your money working (hopefully) back in the states.
Brian ********
ORIGINAL POSTER
@Peter ***************
I've been considering that, however all the plans you can buy in the States are around 4 to 600 bucks a month, which will blow my budget. I know plans bought in Thailand are cheaper, so that's another thing I'll check into while I'm there in October. I've heard 1500 a year (dollars) can get me something decent.
Nigel *********
Brian. If you can follow a simple recipe, use a photo copier and are allowed to use a stapler unsupervised then have a bit of fun and do it yourself.

Michael Dawson posted a link to a very sad story above where a guy was thoroughly rinsed by an Agent last year and ended up on a year ( nearly) overstay. Lucky for him the IO in CW could see it for what it is but you could easily end up being blacklisted.

Agents are in no way regulated in Thailand.

Me and my cat Tommy could do a better job.

You can get some pretty good advice in this group and one or two other FB groups

Good luck. Keep us posted (almost nobody reports back. Take take take)
Ivan ************
I have no personal experience with Assist but see them recommended often enough by real people on the Chiang Mai groups, I suspect they are one of the better agents and have the physical presence in Chiang Mai which seems like what you want. Particularly if you aren't looking for a way around the requirements, no reason to use an agency from outside (who may well be a better option for some people, but you don't seem to need).
Todd *********
@Nigel ********
actually didn't end up overstay at all. Nobody got rinsed
Brian ********
ORIGINAL POSTER
@Nigel ********
thanks. I am at least going to need help with getting a bank in order to deposit the 800,000 though. At least from what I understand an agency is good for that. Also, if I just use them to gather documents and ensure everything is filled out correctly then do the leg work myself I'm thinking even that much help would be worth the money. But yes, I'm not trying to cut corners. I will get back, but it won't be until next year when I actually retire. Still in the information collecting phase.
Colin *********
@Brian *******
like
@Nigel ********
, I would be very interested in hearing how you get on with your application, what parts, if any, you use an Agent and the 'ease' of the process.

My response to Stuart Simpson will tell you why my interest, though I'm not sure yet if I'll go via the Retirement Visa or Spouse Visa route.
Todd *********
that is the requirement. Unless you use an agent
Brian ********
ORIGINAL POSTER
@Todd ********
so what is the requirement using an agent? Nothing mentioned here.

*********************************************************
Todd *********
@Brian *******
The thai embassy requirements have nothing to do with the agent requirements. Contact TVC via Line app or FB messenger. They will tell you exact cost and requirements according to your situation
Todd *********
@Brian *******
honestly Brian, the agent is the way to go. Unless you love standing in line and wasting your time. But... the most compelling reason to use an agent is to leave the 800k at home or elsewhere where it is making interest. Which more than pays the cost of the agent. But as the money is here already, you could at least invest it here instead of leaving it in a zero interest saving account. You are fine to convert later to an immigration office, but next to zero chance you will want to. And the
@Thai *****************************
is the agent who owns this page. They are very reputable. Up to you
Brian ********
ORIGINAL POSTER
@Todd ********
I thought the requirement was 800,000 in a Thai bank? At least according to the Thai immigration website. I really don't want to risk getting around anything that's required.
Maxim ***********
@Brian *******
The whole point of using an agent is to get around the financial requirement. The agent will put the money in your account for a few days, or won't even, it depend.
Brian ********
ORIGINAL POSTER
@Maxim **********
that's one of those things that sound dodgey. Correct me if I'm wrong, but is that the kind of thing that could get someone hung up?
Ivan ************
@Brian *******
it is illegal, and it's exactly the sort of thing that could cause problems. But some do do it for years with no issues. Not judging anyone but if you want to know if it's illegal, yes, it is illegal.
Maxim ***********
@Brian *******
Yes and No. First, please understand that EVERY agent are doing things illegally per Thai law went it come to helping you out for whatever visa or extension related, even in your case. Second, some agent are just there to scam you, they can't give you what they promise, but others (like Thai Visa Centre) will 100% provide what they promise you, and your stamp will be legit. Something can be illegal but legit. For example, the black market for lotto ticket is illegal in Thailand, but if you buy a lotto ticket from the black market and win, you will get paid, therefore it is legit. The opposite of legit would be a scam... you give 20k baht to an agent and he run with your money. Selecting an agent that is reputable matter, because the scammy one rarely if ever face consequences for scamming foreigners.
Colin *********
@Maxim **********
so if all Agents are doing things "illegally per Thai Law", for example, what they do regarding the financial requirements of Visas, how do they get away with it? Always dealing with Immigration Officers who will accept 'payments on the side'? If that's the case, then there's always a risk for those using Agents, if the particular IO leaves the job for whatever reason.

You might like to read my response here to
@Stuart ********
as to why I'm commenting here
Stuart *********
@Colin ********
I didn't ask, which h area are you planning to live in Thailand?
Colin *********
@Stuart ********
Nakhon Sawan
Maxim ***********
@Colin ********
It's called bribery. Illegal but not enforced. Agent, IO, and others down the line each take a cut. It's a common practice in Thailand in many fields. IO leaving is not a problem. Once u get the stamp you are legit. It's the same stamp as everyone else who doesn't use an agent. The IO put a real stamp, he just take a cut allowing you to go around the law. It's complicated to explain if u are not familiar with Thailand's way of doing things
Colin *********
@Maxim **********
IO's, Police...I've read much about the 'system' in Thailand in recent months. I have a Facebook Friend in Thailand who is a former Australian Federal Police Officer. He's related to me recently how he avoided being a victim of Police corruption.

So getting the "real" stamp is the main thing. Is that a 'legit' stamp or 'legal' stamp. I believe that you differentiated between the two words in an earlier comment. I would want to be sure that it's a 'legal' one.
Maxim ***********
@Colin ********
Nobody can tell by looking at ur stamp if u use an agent or not since it's the same stamp. So a real/legit stamp can be legally OR illegally obtained. Choosing an agent that can deliver is the main thing that matters. You pay a premium price to bypass financial requirements. But some agents are fake/scammer and run away with ur money or give u a fake stamp not even done by IO then u end up on overstay. So the risk is mostly when choosing an agent. It's especially first timer naive people that often get scammed. They trust agents with 10 fake reviews and weird ways of communicating.
Colin *********
@Maxim **********
thanks for your responses
Maxim ***********
@Colin ********
Legit means valid.

Legal means legally obtained.

If you buy a lotto ticket in Thailand on the black market (illegal) and you win, u will get paid (legit). The opposite would be a scam. You pay an agent or buy a ticket and u don't get paid or the agent runs with ur money.
Brian ********
ORIGINAL POSTER
@Colin ********
I plan to do it up front. Put the money in myself. I'm not going to cut corners, and the agency I use has me do the legwork, they assist with all the documents. With everything above board, I don't see a problem.
Maxim ***********
@Brian *******
How much u are paying for the agent will tell us everything we need to know. 5k baht range or 20k+
Colin *********
Brian Dumont ok. I wonder if there's much difference in fees charged for the way you're going about it and if you were to get them to do everything for you. Do you know if there's much difference? Like you, I wouldn't want to fall into the trap of getting 'caught out' by an Agent doing something illegal and Immigration troubles
Colin *********
Brian, I should clarify my comment. I meant that I was wondering if the cost for the way you're going about it 'compared' to having the agent do everything for you. Not asking for specific costs, but whether there would be much of a difference.
Maxim ***********
@Colin ********
The difference in price should be massive. If it's not then the risk is the exact same. If it's 5k baht ish and he just needs a babysitter then he has nothing to worry about.
Colin *********
@Maxim **********
that's what I was thinking
Brian ********
ORIGINAL POSTER
@Maxim **********
thanks. I'll be retiring in Chiang Mai, and am visiting in October. Assist Thai Visa there has been reccomended and appears to be thoroughly reviewed with a lot of clients. I'll give them a visit while I'm there. Still going to use my own money. It's a bit out of my savings that won't hurt sitting there.
Maxim ***********
@Brian *******
Assist Thai Visa only have 467 FB followers, with 11 FB total reviews. I would strongly suggest you to NOT use an agent with such little following and reviews.

In comparison, Thai Visa Centre has 22k followers, and 1540 reviews.

In fact, if you have the 800k, you DO NOT need to use an agent at all. If you need help, use a lawyer that do not provide agency services.
Brian ********
ORIGINAL POSTER
@Maxim **********
actually they have 2.1k followers and are the most referred to in Chiang Mai. That said, I will contact TVC to see if they will assist me even though I won't be in Bangcock.
Maxim ***********
@Brian *******
*******************************************************
so not them?
**********
*****
*****
*****
so not them?
Brian ********
ORIGINAL POSTER
@Maxim **********
TVC is in Bangkok. How would that work with me in Chiang Mai? Thay said, how much would a lawyer cost?
Todd *********
@Brian *******
TVC is the answer regardless of where you live in Thailand. As Max said, do NOT use a garbage agent with no reviews. That's just crazy
Terry **********
If you've got the money in the bank and the required seasoning of that money then do it yourself bud. It's not a hassle and will save you the cost of an agent.
Brian ********
ORIGINAL POSTER
@Terry *********
being new, it would be worth the money just to have someone at least walk me through it and prepare documents as well as assisting in getting the bank account to deposit the money in. Headache avoidance is the goal here.
Rick ********
@Brian *******
I agree…..if you’ve got the 800,000 in the bank, just copy the pages in your passport and take a passport photo. It’s not hard, takes 10 minutes (in Phuket).
Ivan ************
@Brian *******
makes sense to use the agent to open the bank account, that's something you can also do yourself but once off cost and agent isn't much more than the documents you may need to get otherwise. Agent you may not need the Residency Cert, they may be able to get it open without that. Beyond that I think I'd DIY with immigration if you have the funds lodged etc.
Chris *******
@Brian *******
best way to make sure everything will be legit, use a lawyer rather an agent.. lawyer have legal ability to do
Terry **********
@Brian *******
sorry I thought you already had the bank account
Michael ********
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Brian ********
ORIGINAL POSTER
@Michael *******
saw that, and that's what got me curious. I wonder how legit he started. Did he have the money deposited by the agency without doing it himself? Did he have them cut corners? Was the agency licensed? How did he get away with the 90 day checkins without getting flagged? Did the agency pull a stunt or did the immigration office screw up? I have read both sides on agencies, and really want to sort it out. It appears that those who do it through legit agencies and don't try and cut corners are fine.
Brandon ************
@Brian *******
there's no such thing as a licensed agency. It's not a regulated profession.
Nigel *********
@Michael *******
I was just thinking of this very sad story. Beat me to it.
Todd *********
@Nigel ********
nothing sad about it at all
Steve **********
They are wrong. I have the 800k, I’m 100% legal I just hate going to immigration. So I pay an agent to do my extension. I have been in and out of the country with my re-entry stamps obtained at the same time as my extension and have had zero issues.

If they are a true, legitimate agency you will be fine.
Graham ******
@Steve *********
So if you meet all of the requirements why pay an agent thousands? of Baht to save you a few hours a year in Immigration at the risk of being denied a future extension should you move?
Steve **********
@Gra***
because I want to and it’s my money that I can spend in any manner of my choosing. Also because no one is going to deny me if I move. I’ve done extensions in Ubon, Bangkok and Jomtien and never had an issue.

How about you worry about you and I’ll worry about me?
Paul ********
@Graham *****
In every category of products and services, there are higher cost options for those craving a little more convenience. Why do feel you must obnoxiously confront everyone who chooses to avail themselves of options you personally wouldn’t choose?
Russell *******
What country are you from?
Brian ********
ORIGINAL POSTER
Russell *******
@Brian *******
Have a look at your embassy website and it should give advice on how to and how not to obtain visa in Thailand.
Graham ******
@Russell ******
Why does that matter?
Russell *******
@Graham *****
because if from the UK to look at advice on obtaining a visa in Thailand on British embassy website. It clearly tells you how not to go about it. Have a look .
Brandon ************
Depends on if you're going to immigration and applying for the visa with their assistance in gathering documents and filling out documents and they explain and translate for you. Then you know everything is legit.

If they take everything and get a visa without you present, there's no way for you to confirm how legit everything is. And if they get a stamp from outside the province you're living in, then you'll know for sure you'll never be able to get your own extension again without an agent until you reset your status.
Brian ********
ORIGINAL POSTER
@Brandon ***********
just looking at Assist Thai Visa, and it seems they take you to immigration to get the visa, so that seems like a good thing.
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