This may be a bit of a stretch on the "everything else" front... sorry.

I joined some Thailand business groups and they were 100% crypto hustle garbage so not sure where else to look for this...

Do the Thai businesses like, a specific example, scooter rental run some kind of liability insurance or is it just the wild wild west here? The landscape for this sort of thing in my home country is so bonkers skewed the other way I know my instincts on it all are compromised. Curious how the locals do.