Think you’ll be ok if you’re applying from US as they will be familiar with the banks and setup. It’s sometimes more tricky applying in Asia where they are not familiar with the institutions.

I applied in Hanoi and had the 500k+ in savings account for more than 6 months. I provided 6 months of those savings statements and 6 months of my checking account statements which had no significant balance and wrote about my financial situation in my cover letter. This is the post about my application:

When are you expecting to apply?

You can either transfer the rest of the 500k now to your checking account and explain why it wasn’t seasoned for 3 months (that you had it in savings account and add 3-6m of both statements). Or do as you said, and keep the money as it is and provide all statements for 3-6m and write about your situation clearly and simply in your cover letter.

Search at the top of the group for keywords around LA applications as there have been loads of posts recently from people applying there. You could also comment on their posts to ask them directly what financial set up they were approved with.

Good luck!